![I have an FHA loan scheduled to close tomorrow. Of course the underwriter need something last minute on it. My co-worker sent me this to help me to laugh and keep it all in perspective.
A New Orleans lawyer sought an FHA loan for a client. He was told the
>loan would be granted if he could prove satisfactory title to a parcel
>of property being offered as collateral. The title to the property dated
>
>back to 1803, which took the Lawyer three months to track down. After
>sending the information to the FHA, he received the following reply
>
>(Actual letter):
>
>]()
>note that the request is supported by an Abstract of Title. While we
>compliment the able manner in which you have prepared and presented the
>application, we must point out that you have only cleared title to the
>proposed collateral property back to 1803.. Before final approval can
>be accorded, it will be necessary to clear the title back to its
>origin."
>
>Annoyed, the lawyer responded as follows (actual letter):
>
>"Your letter regarding title in Case No. 189156 has been received. I
>note that you wish to have title extended further than the 194 years
>covered by the present application. I was unaware that any educated
>person in this country, particularly those working in the property area,
>
>would not know that Louisiana was purchased, by the U.S., from France in
>
>1803, the year of origin identified in our application. For the
>edification of uninformed FHA bureaucrats, the title to the land prior
>to U.S. ownership was obtained from France, which had acquired it by
>Right of Conquest from Spain. The land came into the possession of Spain
>
>by Right of Discovery made in the year1492 by a sea captain named
>Christopher Columbus, who had been granted the privilege of seeking a
>new route to India by the Spanish monarch, Isabella.
>
>The good queen, Isabella, being a pious woman and almost as careful
>about titles as the FHA, took the precaution of securing the blessing of
>
>the Pope before she sold her jewels to finance Columbus' expedition. Now
>
>the Pope, as I'm sure you may know, is the emissary of Jesus Christ, the
>
>Son of God, and God, it is commonly accepted, created this world.
>Therefore, I believe it is safe to presume that God also made that part
>of the world called Louisiana.
>
>God, therefore, would be the owner of origin and His origins date back,
>to before the beginning of time, the world as we know it AND the FHA. I
>hope you find God's original claim to be satisfactory.
>
>Now, may we have our damn loan?"
>
>The loan was approved.
" tooltip="
I have an FHA loan scheduled to close tomorrow. Of course the underwriter need something last minute on it. My co-worker sent me this to help me to laugh and keep it all in perspective.
A New Orleans lawyer sought an FHA loan for a client. He was told the
>loan would be granted if he could prove satisfactory title to a parcel
>of property being offered as collateral. The title to the property dated
>
>back to 1803, which took the Lawyer three months to track down. After
>sending the information to the FHA, he received the following reply
>
>(Actual letter):
>
>"Upon review of your letter adjoining your client's loan application, we
>
>note that the request is supported by an Abstract of Title. While we
>compliment the able manner in which you have prepared and presented the
>application, we must point out that you have only cleared title to the
>proposed collateral property back to 1803.. Before final approval can
>be accorded, it will be necessary to clear the title back to its
>origin."
>
>Annoyed, the lawyer responded as follows (actual letter):
>
>"Your letter regarding title in Case No. 189156 has been received. I
>note that you wish to have title extended further than the 194 years
>covered by the present application. I was unaware that any educated
>person in this country, particularly those working in the property area,
>
>would not know that Louisiana was purchased, by the U.S., from France in
>
>1803, the year of origin identified in our application. For the
>edification of uninformed FHA bureaucrats, the title to the land prior
>to U.S. ownership was obtained from France, which had acquired it by
>Right of Conquest from Spain. The land came into the possession of Spain
>
>by Right of Discovery made in the year1492 by a sea captain named
>Christopher Columbus, who had been granted the privilege of seeking a
>new route to India by the Spanish monarch, Isabella.
>
>The good queen, Isabella, being a pious woman and almost as careful
>about titles as the FHA, took the precaution of securing the blessing of
>
>the Pope before she sold her jewels to finance Columbus' expedition. Now
>
>the Pope, as I'm sure you may know, is the emissary of Jesus Christ, the
>
>Son of God, and God, it is commonly accepted, created this world.
>Therefore, I believe it is safe to presume that God also made that part
>of the world called Louisiana.
>
>God, therefore, would be the owner of origin and His origins date back,
>to before the beginning of time, the world as we know it AND the FHA. I
>hope you find God's original claim to be satisfactory.
>
>Now, may we have our damn loan?"
>
>The loan was approved.
"
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